Why you should buy term life insurance

 

Term life insurance gives you guaranteed coverage for a particular period of time, and you can adjust the amount of coverage to find a policy that fits your budget. It helps provide financial security and peace of mind for you and your family.

 

Why you need a good agent

 

Obviously, you need an agent who has your best interests at heart and wants to find the best deal for your particular situation. But there’s more to it than that. You need an agent who understands the conversion options of the policy you’re applying for. This is an extremely important aspect of term life insurance. When your term is up, you have three options:

    • Pay drastically increased premiums to keep your coverage under the current policy
    • Find new coverage
    • Use a conversion option to convert to a permanent policy

The conversion option could be critical when you get to the end of your term and need to make a decision to maintain coverage. Under many conversion options, you don’t need to qualify medically in order to convert to permanent coverage. This is a very useful feature that is often overlooked by people shopping for term insurance.

A good agent will be knowledgeable about the conversion options available from different companies and different policy types.

Call us to discuss conversion options and receive a term life insurance quote today. Or email at bob@deightonfinancial.com

Contact

Deighton Financial Services
7349 Castle Dr
Sarasota, FL 34240
941-342-9440

Toll Free: 1-866-365-6558

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